Banks & Financial Institutions

We make creating new small and medium sized business relationships for loans, deposits and other financial products simple, smart and cost efficient. We aim to be a partner, not just a vendor. Our objective is to align our capabilities with the strategy, processes and systems of our clients.

Linear vs. The Competition

Linear enables banks and financial institutions to better serve their business banking clients through automation and digital products.

Market leader with a decade of experience serving regional and super regional banks.

“Software plus Services” model offers a mix of modular origination technologies & advanced support services.

Digital origination for both sides of the balance sheet with digital lending and digital account opening solutions.

Analytics expertise underpins our regulatory, fraud, decisioning, and portfolio monitoring capabilities.

Proven record of reducing costs and enabling profitable growth for banks.

Omni-channel solution serves the branch banker experience, enables self-serve online, and seamlessly integrates external channels via API.

Benefits of Linear

Lower Origination Costs

Save time and money by automating complex decisioning processes. Our API-first platform reduces the cost of development and offers pre-built integrations with industry leading data aggregators.

Improved Client & Banker Experience

Our omni-channel digital application enables customers to apply online or in branch and seamlessly complete that same application at home or working with their bank representative. Bankers can track all applicants with Linear’s simple to use Banker Portal.

Streamlined Operations

Reduce human error with automated risk and fraud rules for decisioning. You set your own policies and decisioning rules with our low-code tools to automatically approve, decline, or flag credit applications. Actionable steps are automatically assigned as tasks to be completed based on a customized process workflow.


Customer expectations when consuming financial services products have and will continue to change. We’re excited to collaborate with Bank of the West, a leader in innovation, to offer a market leading borrowing experience for small business owners.

Bank of the West

We understand that our small business customers are busy running their businesses and serving customers, so there’s little time left for lengthy applications, documentation, meetings and waiting for answers.


The combination of Fifth Third Bank’s renowned brand, customer reach and great products with our digital lending platform will allow us to collectively serve the Bank’s customers with best-in-class products and a best-in-class customer experience.

Fifth Third

Products Served

Term Loan
Line of Credit
Credit Card
Asset Collateralized Loans
Deposit Accounts
POS Loans
Equipment Finance

Find out what we can do for you

Schedule time below to learn more about how Linear can create a more seamless experience for your customers.