Who We Are

As a digital financial solutions provider, we align our capabilities with those of our partners to serve the small and medium sized (SMB) business community.

Our Mission

Linear was founded on the premise that technology and data can transform the way customers interact with banking products.

Linear’s mission is to put that technology along with our insights to maximize its potential in the hands of our clients. The result is a growing and thriving financial services ecosystem.

We envision a future of seamless, one-touch access to capital tailored to each individual customer, contextually within banking and non-banking ecosystems.


Solve for the Customer and Client needs
Everything we do is designed around building long-term, mutually beneficial relationships with our clients.
Do the Right Thing
We foster trust through transparency, open communication and feedback. As individuals and as a company, we are honest and accountable in everything we do.
Grow Professionally
We believe our most valuable asset is our people and their personal and professional development is paramount to our success.
Move Fast & Build
We bring a builder’s mindset to approach big, hard-to-solve opportunities that create value for our clients and their customers.


Sam Graziano

Chief Executive Officer

Sandip Nayak

Chief Strategy & AI Officer

Brian Geary


Raj Kolluri

Chief Technology Officer



Business News Daily: “Best Working Capital Loan” | 2015, 2016, 2017

Best of FinXTech Partnership Award 2018: Bank Director (with Citizens Bank)

Inc5000: Fastest Growing Companies 2020

Financial Times: The Americas’ fastest-growing companies 2021

Join our team

Linear is always looking to add qualified candidates to our diverse team. Take a look at all of our open positions and apply using the button below.