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Modernize how you acquire, originate and retain business relationships

Linear is a tech and insights company that streamlines complex workflows and provides dynamic insights to help you make smarter business and risk decisions.

Our Trusted Partners

World class institutions are leveraging our platform to accelerate their digital roadmap

Solutions that facilitate seamless interactions across the customer lifecycle

Originations & Onboarding

White-labeled digital originations platform for end-to-end loan processing, underwriting, and management - delivering an omni-channel experience and frictionless customer UI, while eliminating costs and processes for our client institutions.

Account Servicing

Manage virtually any type of loan or line of credit with our Loan Management platform. Provide your lending customers with an easy-to-use customer service portal, and provide your internal users with intuitive back-end workflows to support customers.

Data Solutions

Our real-time decisioning engines are integrated with all of the leading third party data providers and can support decisioning strategies from simple rules based regimes to the most complex algorithms.

Embedded Finance

Whether you are a payments, SaaS, marketplace, or other digital franchise, manage the entire customer journey by offering financial services natively within your existing ecosystems.

Why Linear is the Right Choice

Modular Architecture

Use all or any components of our modern infrastructure that is API-enabled to provide clients speed to market and new capabilities, all configurable to the standards of our clients.

Intuitive Design

Our platform tools and design were built with you in mind, optimizing for a clean and elegant user experience.

Intelligent Systems

Our intel inside powers best-in-class real-time fraud, KYC and credit decisioning using proprietary data models and insights.

Low-Code Configuration

Low-code design enables clients to move quickly and configure and integrate instead of coding and customizing.

Secure Technology

The Linear platform was built to the rigorous data security standards of the world’s largest financial institutions. We have invested in our security architecture to ensure that client data is protected and in isolation.

Linear is SOC 2 and ISO 27001 certified.

Who We Serve

Banks & Financial Institutions

We make originating new small and medium sized business relationships for loans, deposits and other financial products simple, smart and cost efficient.

Payments and SaaS Platforms

Embed financial products at point-of-sale to drive customer conversion and retention. Our API suite offers an unparalleled capability to provide your clients with access to credit when they need it and how they need it, without ever leaving your platform.

Manufacturers & Suppliers

Our Kinnek platform modernizes the way suppliers, manufacturers, and vendors communicate and interact with their prospective purchasers and existing clientele.

In the News

TechZone Podcast with Brian Geary

Brian Geary, President of Linear Financial Technologies, the market leader in digital account origination technology and insights for financial institutions, …

Find out what we can do for you

Schedule time below to learn more about how Linear can create a more seamless experience for your customers.